Payday 2 is a cooperative first-person shooter where players team up as criminals to execute elaborate heists. Set in a variety of environments, the game emphasizes strategic planning, stealth, and teamwork as players rob banks, steal valuable items, and evade law enforcement. Each heist can be approached with different tactics, ranging from stealthy infiltrations to all-out assaults. The game features extensive customization options, a range of weapons and equipment, and a progression system that enhances replayability and player choice.